Terms & Conditions

About

Welcome to the Ardent Provident Fund (APF) website. This site is managed by Ardent Paralegal and Business Solutions (“Ardent Paralegal,” “we,” “us,” or “our”).

By accessing or using this website, you agree to be bound by these Terms and Conditions and by Ardent Paralegal’s Group Privacy and Data Protection Policies.

If you do not agree to these terms, please do not access or use this website.

Purpose

This website is created exclusively for members of the Ardent Provident Fund.

We do not use cookies or tracking technologies to collect, store, or analyze user data. Your access to this site does not trigger any third-party tracking, marketing analytics, or behavioral data collection.

Any information you provide (such as through forms, inquiries, or membership updates) is handled in accordance with Ardent Paralegal’s Group Privacy and Data Protection Policy.

If at any point cookies or related technologies are introduced for functional or analytical improvements, we will update this policy accordingly and provide clear notice to all users.

Relationship with Ardent Paralegal

The Ardent Provident Fund operates under the management and oversight of Ardent Paralegal and Business Solutions.

Accordingly, this website and its content follow Ardent Paralegal’s corporate governance, group data privacy, and digital use policies.

All member information provided through this site is handled in compliance with the Philippine Data Privacy Act of 2012 (R.A. 10173) and Ardent’s internal confidentiality protocols.

Intellectual Property Rights

All content on this website — including text, graphics, logos, designs, icons, and other materials — is the intellectual property of Ardent Paralegal and Business Solutions or its affiliates.

Unauthorized copying, modification, distribution, or reproduction of any part of this site is strictly prohibited.

Limitations on Liability

Ardent Paralegal and the Ardent Provident Fund shall not be held liable for any loss, damage, or expense arising from:

Use or inability to use the website,
Reliance on any information contained herein, or
Technical errors, interruptions, or unauthorized access.

Use of the website and its materials is at your own risk.

Changes to These Terms

We may revise or update these Terms and Conditions from time to time to reflect changes in our policies or applicable laws.

The latest version will always be posted on this page with the date of the most recent revision.