Vision
To build a future where every Ardentian enjoys financial security, dignity, and peace of mind as a reward for their dedication and loyalty.
The Challenges That Drive Our Vision
Every Ardentian wants to be free and financially secure, but the truth is, real financial freedom doesn’t happen by chance—it happens through preparation, consistency, and a System that cares enough to guide the way. Without these systems, the statistics tell the realities faced by every Filipino:
20.56%
Only 20.56% of Filipino families reported having any amount of money left to save after the end of every month, putting them at great risk for sudden and unexpected expenses.
0.25%
Most major Philippine Banks only offer 0.25% annual interest on regular savings, which is not enough to beat the inflation.
31%
Only 1 out of 5 , or 31% of Philippine Companies, offer a formal retirement plan beyond the statutory requirements. Other companies have no formal retirement plan at all.
80%
Over 80% of Filipinos age 60 and above have no retirement fund at all. Hence, they are unprepared to cover their costs after employment ends.
Why Saving at the Provident Fund Matters
Retirement savings schemes from most Philippine companies only guarantee the minimum legal rate, usually computed as one month’s salary for every year of service. At Ardent, we believe that’s not enough to build a lasting financial future.
Through the Ardent Provident Fund, we guarantee your retirement savings, plus all the earnings you get from our jointly invested contributions.
That means your fund doesn’t stop growing when you do — it keeps working for you.
Start saving immediately once you become a member. Company contributions and your income are set aside automatically, which will be invested by our Trustee bank. The earlier you save, the larger your retirement will be.
Automatic Savings
Your savings don’t just grow from your own contributions — Ardent adds to it through employer matching. With both you and the company contributing, your fund builds faster and earns more over time.
Employer Contributions
If life happens, you can tap into your fund for qualified needs. Your retirement stays secure but within reach when it matters most. More importantly, you can borrow through the fund at interest rates lower than bank rates — guaranteed.
Partial Access Through Loans
The Ardent Provident Fund is held in trust by BPI, one of the country’s most reputable banks. Your savings are invested under a conservative portfolio to ensure the integrity and stability of the fund, so your money grows securely over time.
Your Fund Is Managed Safely and Professionally
Know More About the Provident Fund.
Get Started.
Every Ardentian works hard to build a good life today — but true success is being ready for tomorrow.
The Ardent Provident Fund was created to make that possible: a simple, reliable way to save, grow, and access your retirement with confidence.
When you join the Fund, you’re not just preparing for retirement — you’re giving yourself the peace of mind that comes from knowing your future is secure and your efforts are valued.
Join the Ardent Paralegal Provident Fund now by filling out the form.
This is the Best Gift to Your Future Self and Family.
The best gifts aren’t the ones we buy — they’re the ones we build over time. Your Ardent Provident Fund is one of them. Every contribution you make today is a promise of comfort, dignity, and peace of mind for tomorrow.
Years from now, when you look back, you’ll thank yourself for starting early — for choosing to prepare, to grow, and to secure not only your retirement but also your family’s future. Because the most meaningful gift you can give your loved ones is the certainty that you’ll always be okay.